RINGGIT SAKTI SDN. BHD.
Fast Personal Loan
Get Full Amount Today!
- Low Rate (3.5% Per Year)
- Approval Within 1 Hour
- Black List Can Apply
FREE Consultation & Apply Now!

Easy Application Process
- High Approval Rate (98%)
- Apply with IC & Payslip only
- Provide Free Customized Plans
- No need Guarantor
Apply Today, Get Today!
Enjoy the Lowest Rate at 3.5% Per Year
Personal Support
– Low Rate 3.5% per year
– Borrowing from 3k – 250k
– Confidentiality Guaranteed
Business Financing
– 100% Get Full Amount
– Repayment Period Up to 60 Months
– Accept Emergency Solution
Fast Online Services
– Apply in Only 3 Minutes
– Only Few Documents Needed to Apply
– 24-Hour Professional Support
Testimonials



FREE Consultation & Apply Now!
Frequently Asked Questions
How long does the application process take?
Your application will be approved in 1 Hour. Successful applications will be funded within 12 hours.
What documents are required for a loan?
a. Personal loan: Identity Card (Malaysian) / Passport (non-Malaysian citizens)
b. Business loan: SSM registration certificate
c. Installment loan: Identity Card (Malaysian) / Passport (non-Malaysian citizens)
What is the shortest and longest loan repayment period?
Our repayment terms range from 6 months to 120 months. Just let us know if you need a shorter or longer period.

Apply in Just 3 Minutes
Guaranteed Approval within 15 Minutes.
Case Examples For Reference
Period:
Minimum 6 months, Maximum 120 months.
Minimum APR: 3% setahun
Minimum APR: 6% setahun
Example:
A loan of RM5,000 and the payment period is 36 months, at a rate of 3.88%.
The amount to be repaid is RM5,582.16, which is RM155 per month.
*No need Guarantor / Collateral
